The appeal of manufactured homes continues to grow as more homebuyers explore their affordable, customizable options. But for first-time buyers and those with unique financial situations, navigating the financing process can feel intimidating. In this article, we share tips for simplifying the financing process for manufactured homes to help you bring your homeownership dreams to life!

1. Know What You Need to Financing.

Before you begin shopping for a manufactured or CIS Home Loans, it’s important to have a clear idea of what type of home you want and what your budget is. This will not only help you narrow down your search, but it’ll also play a big role in what types of loans are available to you.

2. Research the Manufactured Home Construction Standards and Codes.

The defining difference between traditional site-built homes and manufactured homes is that they are built to HUD’s stricter construction and safety standards. As a result, manufactured homes are often considered personal property (like cars or other movable goods) unless they are permanently affixed to a foundation and you own the land it sits on, in which case they’re classified as real property.

3. Talk to Experts That Specialize in Manufactured and Mobile Home Financing.

The team at Triad understands the intricacies of financing a manufactured or mobile home, especially for self-employed individuals. That’s why we can guide you through the process, step-by-step. By working with us, you’ll be able to confidently navigate the financing process and move one step closer to owning your dream home.